S G I
Head Office, SGI House, 18-C/E-1, Gulberg-III, Lahore sgi@sgicl.com

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Engineering Insurance

Trusted Provider of Engineering Insurance in Pakistan

SGI’s Engineering Insurance protects contractors, builders, industries, and project owners from unexpected losses during construction, installation, and equipment operations. With 25+ years of expertise, a 6.1 billion premium portfolio, and nationwide trust, SGI stands as one of the most reliable engineering insurance companies in Pakistan.
No matter if you run a construction firm, manage a large industrial unit, operate heavy machinery, or handle electrical/mechanical installations, SGI offers:
- Renewable engineering cover
- Non-renewable engineering cover
- Full engineering project insurance
Choose SGI because for us, your project safety, investment security, and operational continuity are what matter the most.

Why Choose Our Engineering Insurance

100% Project Risk Management

With our engineering insurance policies, we protect your project from start to finish and cover all construction risks, installation hazards, machinery breakdowns, and unexpected on-site losses.

Coverage for All Engineering Segments

With SGI engineering insurance, you will get construction equipment insurance, mechanical and electrical installation risks under one policy.

25+ Years of Technical Expertise

With 25+ years of experience in offering engineering insurance with a high claim satisfaction rate, SGI is among the top engineering insurance companies in Pakistan.

What Does SGI Engineering Insurance Cover?

As a comprehensive provider of engineering project insurance, SGI stays at the top to provide end-to-end engineering protection. Our engineering insurance policies include:

Construction All-Risk (CAR) Cover

SGI’s engineering insurance protects your construction site, workers, structure, materials, and equipment from accidental loss, theft, collapse, damage, or natural hazards if anything happens during project execution.

Erection All-Risk (EAR) Cover

Be it mechanical and electrical installation risks, including assembly, testing, commissioning, or trial runs of new machinery or industrial setups, if you’ve got our engineering insurance policy, you’re covered for all.

Contractor’s Plant & Machinery (CPM) Insurance

We even provide insurance for your cranes, mixers, loaders, forklifts, generators, and all types of heavy construction machinery against accidental, operational, and environmental damage under our construction equipment insurance.

Machinery Breakdown Insurance

Industrial machinery insurance is also what you get from SGI, which protects industrial machinery and factory equipment from sudden failures, mechanical breakdowns, overheating, electrical faults, short circuits, or operational breakdowns.

Deterioration of Stock (Due to Machinery Breakdown)

If machinery failure causes product spoilage or stock loss and you’ve got the engineering insurance policies from SGI, you’re covered for the financial damage.

Engineering Insurance

If machinery failure causes product spoilage or stock loss and you’ve got the engineering insurance policies from SGI, you’re covered for the financial damage.

Getting an engineering insurance policy has never been easier. SGI helps you get an engineering insurance right from the comfort of your home by following these simple steps:
1. Select engineering category (CAR, EAR, CPM, Machinery, Equipment, or Project Insurance)
2. Enter project value or equipment cost
3. Choose renewable or non-renewable engineering cover
4. Review coverage benefits & project insurance cost
5. Pay securely
6. Receive your digital policy certificate instantly

Engineering Insurance Claim Process

SGI believes in an uncomplicated and transparent fire insurance claim process. All you need to do is submit your claim online or contact our 24/7 support team to guide you through the process.

Report a Loss

When any incident happens, report it instantly through the claim portal of SGI or contact our 24/7 engineering claim team, and they will guide you at the moment.

Documents Required

- Policy certificate
- Photos/videos of machinery, site, or project damage
- Surveyor report
- Proof of loss or breakdown
- Repair estimates, technical reports, or invoices

Timeline for Review & Settlement

At SGI, we follow a transparent and technical review process. However, the timelines vary based on project complexity but we settle most of the engineering claims faster than industry standards with merit-based approvals.

Testimonials

Real stories from the people we protect. We take pride in being there for our clients during life’s most unpredictable moments. Read how our fast claims process and dedicated support team have helped homeowners and businesses regain their peace of mind after the unexpected.

FAQs

Your home, business, or industrial property deserves complete protection against fire and unexpected natural events. With SGI’s Fire & Allied Perils Insurance, you get trusted coverage, fast claims, and complete peace of mind.

1. What does an Engineering Insurance policy cover?

Engineering insurance covers construction site safety risks, equipment damage, mechanical & electrical installation risks, machinery breakdowns, project delays, and accidental losses.

2. What is the difference between renewable and non-renewable engineering cover?

If you want coverage for long-term operations like machinery or equipment, renewable engineering cover is for you. Non-renewable engineering cover is for one-time engineering projects like construction or installation works.

3. Does SGI offer Construction All-Risk & Erection All-Risk policies?

Yes, SGI provides CAR, EAR, CPM, Machinery Breakdown, Boiler Insurance, and full engineering project insurance in Pakistan.

4. Who needs Engineering Insurance?

Construction companies, contractors, industrial units, engineering firms, factories, and anyone working with machinery, equipment, or technical installations.

5. Does the policy cover repair or replacement costs?

Yes. If the plan you’ve subscribed to offers coverage for repair or replacement, you’ll get it.

Get Your Engineering Insurance Quote Now

Your construction site, machinery, and engineering projects deserve complete protection from mechanical failures, installation risks, and unexpected technical losses. With SGI’s Engineering Insurance, you get reliable coverage, fast technical claims, and long-term project security.

– Buy Online Securely
– Fast Approvals
– Expert Support