S G I
Head Office, SGI House, 18-C/E-1, Gulberg-III, Lahore sgi@sgicl.com

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SGI

Trusted Provider of Contractors All Risk Insurance in Pakistan

SGI’s Contractors All Risk (CAR) Insurance offers protection to the builders, contractors, developers, and project owners from accidental losses that might happen during construction and civil engineering works. With 25+ years of expertise, a 6.1 billion premium portfolio, and nationwide trust, SGI offers one of the most reliable Contractors All Risk Insurance in Pakistan.

No matter if you manage a small residential project or a large commercial/industrial development, SGI offers:
- Full construction project insurance
- Machinery & equipment cover

Why Choose Our Contractors All Risk Insurance

Fast Claim Settlements

At SGI, we stay on the top ot resolve the claim processes as soon as we can. No matter if it’s damage, delays, or unforeseen events, we prioritize your claim to get you the compensation you need, fast.

Coverage for All Construction Segments

With SGI’s Contractors All Risk Insurance, you get protection for construction equipment, materials, structures, temporary works, and third-party liability, all under one comprehensive contractors all risk insurance.

25+ Years of Construction Insurance Expertise

With 25+ years of industry experience and strong claim satisfaction, SGI is the top Contractors All Risk insurance in Pakistan.

What Does SGI Contractors All Risk Insurance Cover?

As a comprehensive provider of construction project insurance, SGI takes care of everything at your construction site. Here are the Contractors All Risk coverage details:

Construction Site Damage Cover

SGI protects your project site, ongoing structure, materials, scaffolding, temporary works,, fire, theft, collapse, explosion, storms, or natural hazards during any phase of construction.

Construction Material Damage Protection

Under our conrtactors all risk insurance, all construction materials, including cement and steel to tiles, fittings, wiring, and fixtures all are covered against accidental loss, theft, or water damage.

Third-Party Liability in Construction

If you get a construction project insurance plan from SGI, if any of your construction activities cause damage to nearby property or injure any third party, SGI’s CAR policy covers legal liability as well.

Contractors All Risk Insurance

How to Get Your Contractors All Risk Insurance Online

Your comfort is our priority. That’s why getting a contractors all risk insurance is a hassle-free process with SGI. Just follow these steps to get your contractors all risk policy:

- Select Contractors All Risk Insurance
- Enter project value or construction cost
- Choose renewable or non-renewable CAR policy
- Review policy benefits & construction coverage
- Pay securely
- Receive your digital CAR policy certificate instantly

Insurance Claim Process

SGI believes in an uncomplicated and transparent fire insurance claim process. All you need to do is submit your claim online or contact our 24/7 support team to guide you through the process.

Report a Loss

As soon as any accident or site damage happens, report it by getting in touch with our claim support team.

Documents Required

They might ask you to provide the following documents. So, keep these documents always ready to accelerate the speed of your claim process:
- CAR policy certificate
- Photos/videos of site or material damage
- Surveyor report
- Proof of loss
- Repair estimates or contractor invoices

Timeline for Review & Settlement

SGI follows a transparent, technical review process. However, the complexity of the project highly impacts the timeline; we try our best to settle the claims faster than industry standards with fair, merit-based decisions.

Testimonials

Real stories from the people we protect. We take pride in being there for our clients during life’s most unpredictable moments. Read how our fast claims process and dedicated support team have helped homeowners and businesses regain their peace of mind after the unexpected.

FAQs

Your home, business, or industrial property deserves complete protection against fire and unexpected natural events. With SGI’s Fire & Allied Perils Insurance, you get trusted coverage, fast claims, and complete peace of mind.

1. What does a Contractors All Risk Insurance policy cover?

Contractors all risk insurance cover construction site damage, material loss, equipment damage, third-party liability, structural failure, accidents, and project-related risks.

2. What is the difference between renewable and non-renewable contractors all risk incurance cover?

Renewable contractor all risk insurance is ideal for long-term or ongoing construction activities. Non-renewable contractor all risk insurance is ideal for one-time, project-specific construction works.

3. Does SGI provide third-party liability coverage?

Yes, SGI’s contractors all risk policy includes full third-party liability protection for bodily injury and property damage.

4. Who needs Contractors All Risk Insurance?

Builders, construction companies, contractors, project owners, developers, site engineers, and anyone involved in construction activities should get a contractors all risk insurance by SGI.

5. Does the CAR policy cover repair and replacement costs?

Yes. If your selected plan includes repair or replacement coverage, SGI compensates accordingly.

Get Your Contractors All Risk Insurance Quote Now

Your construction project, site materials, machinery, and contractor operations deserve full protection from accidental damage and construction risks. With SGI’s Contractors All Risk Insurance, you get reliable coverage, fast claims, and strong financial security for your project.

– Buy Online Securely
– Fast Approvals
– Expert Support